When making a withdrawal, a portion of your credit may be removed based on the remaining balance after the withdrawal.
The handling of credit adjustments differs depending on whether you have made a deposit or not. Please review the examples below.
Example 1: Credit Adjustment with Deposit
Deposit: Yes
Balance before withdrawal: ¥100,000
Withdrawal request amount: ¥10,000
Credit: ¥50,000
Temporarily held credit: ¥32,000
Remaining credit after withdrawal: ¥18,000
📌 Calculation Method:
Balance after withdrawal (¥90,000) × 20% = Adjusted credit balance (¥18,000)
A. If the withdrawal is approved:
Balance after withdrawal: ¥90,000
Adjusted credit balance: ¥18,000
Removed credit: ¥32,000
B. If the withdrawal is declined:
Balance after withdrawal: ¥100,000
Adjusted credit balance: ¥50,000
The temporarily held ¥32,000 credit will be restored to the original balance.
Example 2: Credit Adjustment Without Deposit
Deposit: No
Balance before withdrawal: ¥100,000
Withdrawal request amount: ¥10,000
Credit: ¥50,000
Temporarily held credit: ¥50,000
Remaining credit after withdrawal: ¥0
📌 If no deposit has been made, the entire credit balance will be temporarily held.
A. If the withdrawal is approved:
Balance after withdrawal: ¥90,000
Adjusted credit balance: ¥0
Removed credit: ¥50,000
B. If the withdrawal is declined:
Balance after withdrawal: ¥100,000
Adjusted credit balance: ¥50,000
The temporarily held ¥50,000 credit will be restored to the original balance.
Example 3: No Credit Removal
Balance before withdrawal: ¥100,000
Withdrawal request amount: ¥10,000
Credit: ¥10,000
Temporarily held credit: ¥0
Remaining credit after withdrawal: ¥10,000
📌 If the credit balance (¥10,000) is less than or equal to the adjusted credit balance (¥18,000), it will not be held or removed.
Important Notes
・The larger the withdrawal amount, the higher the amount of credit that may be removed.
・Please check your credit balance before withdrawing and understand the impact.
・The above calculation rules may be subject to change, so please check for the latest updates.
⚠ By proceeding with the withdrawal, you agree to the possible removal of credit.
If you have further inquiries, please don't hesitate to contact our Support Team via "Contact Us" function.